Business Insurance

Workers’ Compensation
WORKERS COMPENSATION AND EMPLOYERS LIABILITY COVERAGE insures against claims for work-related injuries or diseases suffered by employees that are compensable by statute and/or imposed by law as damages.

Other states’ insurance is incorporated in the policy and is activated by the appropriate entry on the declarations. Employees exempted by the law can be covered by using a voluntary workers compensation endorsement. Employers liability coverage provides coverage for injuries not covered under the law yet excluded under the CGL.

EMPLOYERS LIABILITY OR WORKERS COMPENSATION COVERAGE may be required if there are full-time residence employees when the state statutes mandate it. It may also be a good idea to voluntarily purchase this coverage because of the benefits to the employee and the protections for the employer.

contact us

Anchor Agency, Inc.
Pioneer Plaza
652 Albany Shaker Road
Albany, NY 12211

Phone - 518.730.3200
Fax - 518.730.3199
Email -
The Hartford